What is commercial building and content insurance?

As the name suggests, building cover protects your businesses physical property. Whether you own an office, shop, pub or hotel, commercial building insurance is an essential requirement. It covers you if your building is damaged or destroyed which means you won’t have to fork out the cost of expensive repairs or possibly even a rebuild.

Content insurance is as straightforward as building insurance and protects the physical equipment, furniture and possessions kept within the building itself against theft, damage, fire, flood and more.

Do I need commercial building and content insurance?

In short yes. Can you cover the cost of a rebuild if your building experiences serious damage? Or can you afford to replace all your stock if its’ stolen or ruined beyond repair? If the answer is no then commercial building and content insurance is a no brainer.

You may also consider employee liability – if you employ more than one employee this is usually always considered a legal requirement. Employee liability will cover you against the cost of a sick or injured employee trying to claim compensation.

Last but by no means least, you may also want to consider public liability cover to safeguard you against third party claims.

At Viola Insure, we’re able to help you with all of the above, providing competitive yet comprehensive cover – whatever your business needs.