Landlords Insurance
The wisest property investment on the market.
Whether you own one property or an entire block of flats; getting the appropriate landlords insurance before you let out your property is essential.
What is landlord Insurance?
Landlord insurance offers financial protection for your residential property. It provides more cover than just home insurance which is why buying landlord insurance should be a simple decision and one you will not regret.
Do I need landlord insurance?
It is not a legal requirement but in the event of an unforeseen circumstance, it will be hugely beneficial and ensures you are not solely responsible for covering any unexpected costs which can quickly mount up. Landlord insurance can cover:
The property itself and by this we mean the foundation of the building known as building insurance. This will protect you the event of a fire or flood.
Contents insurance, this is particularly useful if you are renting a furnished property and a piece of furniture is ruined or damaged.
Liability insurance which means you are protecting yourself against tenants who may try to sue you if they suffer an injury within your property.
Loss of rent insurance just in case your property becomes uninhabitable for a period of time and you are not receiving any rent to cover monthly costs.
Rent guarantee insurance, so if your tenant doesn’t pay rent you are still covered.
Legal expenses insurance, this will cover you if you find yourself in a situation where you must evict squatters or repossess your property.
Emergency cover because unfortunately you never know what’s around the corner and you may be faced with fixing a burst water pipe.
Whatever level of cover you require – rest assured we will have you covered.
Get a quote on your insurance services today.
Landlord
Whether you own one property or an entire block of flats; getting the appropriate landlords insurance before you let out your property is essential.
Commercial Building & Contents
When it comes to keeping your business safe, there are three key elements to consider when taking out insurance: insuring your business’ building, employees and contents.
Specialist Insurance
Being experts in business insurance means that we can tackle the hard to place risks and specialist insurance. Where others might not want to, or lack access to niche insurers we welcome the opportunity to be challenged.
Contractors
If you’re a self-employed contractor, nothing is more important then protecting your livelihood and safety. That’s why we offer all the necessary contractors insurance to help keep them both protected.
Commercial Fleet
For businesses with multiple vehicles, commercial fleet insurance is a cost-effective, efficient way to ensure you receive the most affordable cover.